A record that keeps working

Everything after the purchase.

Winnow turns the purchases you choose to record into organized, searchable information you can use for everyday decisions.

Capture purchases your way

Start with the record you have.

Snap a paper receipt, forward a digital receipt by email, or add a transaction manually. Each path creates a useful record instead of another loose photo or forgotten note.

Recurring transactions keep regular costs visible alongside the purchases you add day to day.

See how capture fits the workflow

Catch what needs a review

Check a statement when you need to.

Upload a CSV or PDF statement and Winnow compares its rows with transactions you have already recorded. Unmatched rows are brought to review so you can decide what belongs in your history.

It is an optional completeness check, not persistent bank syncing. Winnow does not change records until you confirm them.

Explore statement review

Understand every item

Keep the detail behind the total.

Winnow extracts merchant details, totals, tax, tips, and individual line items. Built-in categories and your own groupings turn an ordinary receipt into something you can actually use.

Smart rules help repeated purchases land in the right place while staying editable whenever your habits change.

Explore item-level records

Plan recurring and future spending

Make the routine visible.

Set monthly category budgets using the same purchase data you have already organized. Winnow helps you see progress without separating planning from what you actually bought.

Manage recurring transactions alongside receipt and manual entries to keep fixed and variable costs in view.

Explore budgets and recurring costs

Split shared purchases accurately

Share the items, not just a number.

Split a purchase equally, by percentage, or item by item. Winnow keeps shared expenses organized with people, groups, and joint accounts.

Read-only guest links let someone review a split in their browser without installing the app. Links expire after seven days.

Explore shared expense tools

Keep control of your data

Your history starts with what you choose to add.

Winnow does not require a live bank connection. You can export itemized records and request data deletion when you no longer need the service.

Sensitive fields are encrypted in storage, and guest links are deliberately read-only and scoped to the shared purchase.

Read our privacy policy

A record you control

No live bank connection required

Export itemized records when needed

Read-only links for shared purchases

Build a purchase history you can use.

Start with a 14-day trial and one simple plan.

Winnow

A clearer purchase record: capture, organize, search, and share spending without a live bank connection.

Disclaimer: Winnow Finance is a technology provider, not a financial institution. We do not provide financial, tax, or legal advice. All data and visualizations are estimates based on AI analysis and should be verified against actual bank statements before use in tax filings.

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