Every receipt. Every item.
No bank link required.

Snap or forward receipts, understand every line item, and split shared costs with friends, roommates, or your partner—without handing over bank credentials.

See how it works

14-day trial · no card required · no live bank connection

Item-level purchase records
Searchable history
Shared expense tools

One connected record

Capture it. Organize it. Use it.

Winnow brings the purchases you choose to record into one useful place—then helps you make sense of them over time.

Capture

Scan paper receipts, forward digital receipts, or add a purchase yourself.

Paper · email · manual

Organize

Turn merchant totals into item-level records, categories, and rules you can edit.

Items · categories · rules

Use

Search your history, watch budgets, manage recurring purchases, and split what is shared.

Search · budgets · splits

Review

Upload a statement to double-check your math.

Statement review

Item-level intelligence

Your bank knows where. Winnow knows what.

A merchant total can hide a dozen decisions. Winnow keeps the items, categories, tax, tips, and original receipt together so your spending has useful context.

Explore item-level records

A second opinion, on your terms

Upload a statement to double-check your math.

Winnow compares it with what you've already recorded and flags anything missing, so you can decide what to add.

No Plaid, no constant syncing. Just an occasional check, and you approve every match.

See how statement review works

Example statement review

Compare a statement with the purchases you have already recorded.

Greenfield Market

Apr 22

$34.83Ready to compare

Northstar Coffee

Apr 21

$6.75Ready to compare

Metro Hardware

Apr 19

$48.20Ready to compare

City Utility

Apr 18

$92.14Ready to compare

Cedar Pharmacy

Apr 16

$18.49Ready to compare

Streamline Media

Apr 15

$12.99Ready to compare

Fictional statement preview. No personal data is used.

Find any purchase, instantly

Ask your purchase history.

Search by item, merchant, category, or date. Or just type a question, like "how much did I spend on coffee last month?"

Explore search and filters

Add expenses your way

Snap a photo, forward an email, or type it in.

A paper receipt, an emailed order confirmation, or a purchase you type in yourself all end up in the same record. Recurring bills stay visible right alongside them.

See every capture method

Shared purchases, made clear

Split the items, not just the total.

Assign individual items or split a purchase equally or by percentage. Then share a read-only link so guests can review the breakdown.

Guests don't need to download an app or create an account.

Explore shared expense tools

Build a purchase record you can use

Capture the purchases that matter, organize the detail, and return to it when you need it—without a live bank connection.

14-day trial, no card required. Then $4.99/month.

Winnow

A clearer purchase record: capture, organize, search, and share spending without a live bank connection.

Disclaimer: Winnow Finance is a technology provider, not a financial institution. We do not provide financial, tax, or legal advice. All data and visualizations are estimates based on AI analysis and should be verified against actual bank statements before use in tax filings.

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