Do both people need Winnow?
No. A guest can review a read-only split link in a browser without installing the app. The link expires after seven days.
For couples
Winnow helps couples keep everyday spending clear without forcing every purchase into a shared bucket. Record mixed trips item by item, keep recurring household costs visible, and share a read-only breakdown when a conversation needs context.
How it works
A household does not buy in neat categories. A grocery trip can include dinner, personal care, and paper goods. Winnow preserves the detail so you can decide what is shared instead of guessing from a merchant total later.
Scan a receipt, forward an emailed order confirmation, or add a manual transaction for something that has no receipt.
Split a purchase equally, by percentage, or item by item. Keep a personal item personal while sharing the rest.
Use joint accounts, groups, budgets, and recurring transactions to make regular household costs easier to review.
Send a seven-day read-only link so the other person can review a split without installing Winnow.
A realistic purchase
Alex buys paper towels, groceries for dinner, and a cold brew. Paper towels are assigned to Alex, the dinner items are shared, and the cold brew stays personal. The original receipt remains attached to the record.
The next conversation starts with the actual items—not a vague $34.83 merchant charge.
Questions, answered
No. A guest can review a read-only split link in a browser without installing the app. The link expires after seven days.
Yes. Winnow supports item-level, equal, and percentage-based splits so a mixed purchase does not need to become an all-or-nothing shared expense.